A Guide to ACH Payment Processing for Small Businesses
Automated Clearinghouse (ACH) payments are a type of electronic bank-to-bank transfer that lets you get paid (and pay others) securely, quickly, and often at a…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
How to Grow and Scale Your Dropshipping Business Efficiently
With low overhead costs — no product storage or storefront property necessary — dropshipping has become an increasingly popular business model with the potential for…
How Payment Analytics Can Improve Business Performance and Revenue
By 2030, digital payments are projected to surpass $38 trillion in transaction value.[footnote]Statista.com. "Payments-Worldwide." Accessed June 11, 2025.[/footnote] As digital commerce continues to evolve, payment…
Understanding ISVs and How They Power Embedded Payments
Large enterprises worldwide accept an average of 4.6 different payment methods, while smaller businesses typically accept 3.9 different methods.[footnote]Statista. "Average Number of Payment Methods Accepted…
WooCommerce Fraud Prevention: Tools and Strategies to Protect Your Store
You’ve set up WooCommerce for your WordPress site, and orders are coming in — your online store is growing just like you planned! But preventing…
How to Sell Subscriptions Online: 8 Effective Strategies
Over the past decade, the subscription economy has grown by an impressive 435% to a projected market size of $1.5 trillion, signaling its staying power as…
What You Need to Know About Credit Card Processing APIs
In January of 2025, 65% of US adults reported using a digital wallet at least once in the past month.[footnote] Capital One Shopping Research. "Digital…
Business Risk Management Framework: Key Components and Best Practices
The average business loses up to 5% of its annual revenue to fraud. [footnote]GRFCPA. “ACFE Study Finds Median Losses from Occupational Fraud Increasing.” Accessed May…
Dropshipping Scams: How to Spot Them and Protect Your Business
Dropshipping was the hottest thing in the eCommerce space for a long while — until it wasn't, due to dropshipping scams. It's not that it…
First-Party Fraud Leads LexisNexis 2024 Scam Report by 36%
First-party fraud, also known as Friendly Fraud, accounted for 36% of overall scams in 2024, according to LexisNexis® Risk Solutions' annual Cybercrime Report. Titled "The…
