The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

Payment Aggregator vs Payment Facilitator: What’s the Difference?

Digital payments are on the rise, and they’re not slowing down anytime soon. The market is expected to grow by over 13% each year, hitting…

a desktop computer with a credit card floating in front of it against an orange background and another laptop with a credit card floating in front it against a blue background to represent payment aggregator vs payment facilitator

What Is Embedded Finance and How Is It Reshaping Business Payments?

Are your customers dropping off at checkout because they’re sent to a clunky third-party payment page? What if you could offer a seamless payment experience…

two credit cards on a computer screen for an online checkout leveraging embedded finance solutions with an orange background

Text-to-Pay: What It Is, How It Works, and Why Businesses Are Using Them

If you're sending most of your invoices via email, it’s probably not surprising that they sometimes get missed — spam filters, sorting rules, and inbox…

a man sitting at a table with a coffee while making an SMS payment

What Is a Merchant of Record (MoR)? Responsibilities, Benefits, and Considerations

Today's eCommerce businesses face complex challenges, including ever-evolving tax regulations and stringent compliance standards. Not to mention that as digital marketplaces expand, so does the…

credit cards, padlocks, and security shields against an orange background to symbolize a secure merchant of record transaction

A Guide to ACH Payment Processing for Small Businesses

Automated Clearinghouse (ACH) payments are a type of electronic bank-to-bank transfer that lets you get paid (and pay others) securely, quickly, and often at a…

blue and orange dollar signs in a electronic network as part of ACH processing for small business

How to Grow and Scale Your Dropshipping Business Efficiently

With low overhead costs — no product storage or storefront property necessary — dropshipping has become an increasingly popular business model with the potential for…

delivery workers loading their truck with shipments for a scaling dropshipping business

How Payment Analytics Can Improve Business Performance and Revenue

By 2030, digital payments are projected to surpass $38 trillion in transaction value.[footnote]Statista.com. "Payments-Worldwide." Accessed June 11, 2025.[/footnote] As digital commerce continues to evolve, payment…

Business owner researches payment analytics to improve his business.

Understanding ISVs and How They Power Embedded Payments

Large enterprises worldwide accept an average of 4.6 different payment methods, while smaller businesses typically accept 3.9 different methods.[footnote]Statista. "Average Number of Payment Methods Accepted…

blue and white balls along wavy strings representing ISV connection to cloud-based services against an orange background

WooCommerce Fraud Prevention: Tools and Strategies to Protect Your Store

You’ve set up WooCommerce for your WordPress site, and orders are coming in — your online store is growing just like you planned! But preventing…

This man is deciding on his woocommerce fraud prevention plan.

How to Sell Subscriptions Online: 8 Effective Strategies

Over the past decade, the subscription economy has grown by an impressive 435% to a projected market size of $1.5 trillion, signaling its staying power as…

Subscription business box delivery on porch
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