First-Party Fraud Leads LexisNexis 2024 Scam Report by 36%
First-party fraud, also known as Friendly Fraud, accounted for 36% of overall scams in 2024, according to LexisNexis® Risk Solutions' annual Cybercrime Report. Titled "The…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
6 Types of Credit Card Fraud and How to Prevent Them
Mastercard predicts the losses from credit card fraud will cost merchants a staggering $343 billion by 2027[footnote] Mastercard. “Ecommerce Fraud Trends and Statistics Merchants Need…
Credit Card Skimming: What It Is and How Businesses Can Prevent It
Credit card fraud is a $10 billion industry, and credit card skimming forms a considerable part of this booming business. [footnote] Business.com. “Credit Card Fraud…
Card Not Present Fraud: What It Is and How to Protect Your Business
Accounting for 73% of all credit card fraud, card-not-present (CNP) fraud poses a significant and costly threat to merchants. [footnote]eMarketer. “Card-not-present fraud to make up…
New Firearms Merchant Category Code Divides States on Gun Legislation
California will mandate that credit card companies assign a specific merchant category code (MCC) to firearm retailers and businesses beginning May 1st, 2025. California will…
Travel Agency Fraud: Common Scams and How to Protect Your Business
According to a study by IATA, 52% of airline ticket fraud cases occurred in the United States. [footnote]Airlines. “Fraud in the airline industry why carriers…
What Is Chargeback Management and Why Is It Important?
Does this sound familiar? You’re trying to grow your business, but chargebacks keep rolling in. Where are these disputes coming from? From independent online boutiques…
How To Prevent and Reduce Chargebacks for Your Business
Chargebacks are a common concern for business owners, especially because they can be costly when they become a chronic issue. If your business has a…
OnlyFans Payment Processor: A Guide for Adult Content Creators
With OnlyFans ranking among the biggest adult content sites, it's no surprise that creators are flocking to the platform. As of 2023, the site had over…
What Is SaaS Billing? A Best Practices Guide
SaaS billing refers to the process of charging customers for subscription services on a recurring or semi-recurring basis. SaaS is an acronym for "software as…
