The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

What Are Digital Payment Services? How to Choose the Best Option for Your Business

Digital payments have become standard for everyday purchases. In 2024, 92% of Americans used a digital payment method.[footnote]McKinsey & Company. "State of Consumer Digital Payments…

blue mobile device with orange credit card on the screen using digital payment services as coins with dollar sign float in the air

Is CCBill Safe? What Businesses Should Know About This Payment Processor

If you run a business in adult content, dating, or subscription services, you’ve likely run into the same roadblock: payment processors labeling you a high-risk…

online subscription service business with a CCBill merchant account on a mobile device surrounded by hearts, message bubbles, and dollar signs

Is Gumroad Safe for Sellers and Buyers?

Gumroad has become a go-to platform for creators looking to sell ebooks, courses, music, and other digital products without the hassle of setting up a…

an eCommerce creator surrounded by clothing racks and paintbrushes selling products on his online storefront and wondering is Gumroad safe

Payment Facilitator vs Payment Gateway: What’s the Difference and Which Do You Need?

Whether selling online, in person, or through an app, you need a reliable payment solution to capture sales and grow your business. The enormous economic…

a scale weighing the pros and cons of payment facilitator vs. payment gateway represented by blue and orange credit cards

Payment Facilitator vs Payment Processor: What’s the Difference?

In today's marketplace, choosing a payment solution can feel like a trade-off between setup speed and operational control. For example, payment facilitators (PayFacs) offer rapid…

a scale weighting credit cards as the payment facilitator vs. payment processor debate against a blue and orange split background

SaaS Payment Processing Explained: Top Gateways, Setup Tips & Key Features

Software-as-a-Service (SaaS) companies operate differently from traditional retailers. Instead of selling a product once, they rely on customers paying repeatedly — monthly, quarterly, or yearly…

cloud-based SaaS payment processing services represented by blue and orange credit cards against a cloud surrounded by coins with dollar signs

Secure Payment Systems: What They Are and How to Choose the Right One

You're running a thriving business when suddenly, your payment processor shuts down your account due to a security breach. Your revenue dries up overnight, customer…

a blue and yellow security shield in front of blue, yellow, and orange credit cards showcasing secure payment systems

PayFac-as-a-Service: What It Is and Why It’s a Game-Changer

The electronic payment landscape is booming. In January 2025, 65% of U.S. adults reported using a digital wallet at least once in the past month.[footnote]Capital…

blue and orange background with a credit card and desktop computer showing an online platform processing a PFaaS payment

Payment Aggregator vs Payment Facilitator: What’s the Difference?

Digital payments are on the rise, and they’re not slowing down anytime soon. The market is expected to grow by over 13% each year, hitting…

a desktop computer with a credit card floating in front of it against an orange background and another laptop with a credit card floating in front it against a blue background to represent payment aggregator vs payment facilitator

What Is Embedded Finance and How Is It Reshaping Business Payments?

Are your customers dropping off at checkout because they’re sent to a clunky third-party payment page? What if you could offer a seamless payment experience…

two credit cards on a computer screen for an online checkout leveraging embedded finance solutions with an orange background
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