The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

Understanding ISVs and How They Power Embedded Payments

Large enterprises worldwide accept an average of 4.6 different payment methods, while smaller businesses typically accept 3.9 different methods.[footnote]Statista. "Average Number of Payment Methods Accepted…

blue and white balls along wavy strings representing ISV connection to cloud-based services against an orange background

WooCommerce Fraud Prevention: Tools and Strategies to Protect Your Store

You’ve set up WooCommerce for your WordPress site, and orders are coming in — your online store is growing just like you planned! But preventing…

This man is deciding on his woocommerce fraud prevention plan.

How to Sell Subscriptions Online: 8 Effective Strategies

Over the past decade, the subscription economy has grown by an impressive 435% to a projected market size of $1.5 trillion, signaling its staying power as…

A package delivered through a subscription sold online.

What You Need to Know About Credit Card Processing APIs

In January of 2025, 65% of US adults reported using a digital wallet at least once in the past month.[footnote] Capital One Shopping Research. "Digital…

A credit card used in a credit card processing api.

Business Risk Management Framework: Key Components and Best Practices

The average business loses up to 5% of its annual revenue to fraud. [footnote]GRFCPA. “ACFE Study Finds Median Losses from Occupational Fraud Increasing.” Accessed May…

Online merchant protecting themselves against a cyber attack using their business' risk management framework.

Dropshipping Scams: How to Spot Them and Protect Your Business

Dropshipping was the hottest thing in the eCommerce space for a long while — until it wasn't, due to dropshipping scams. It's not that it…

woman sitting at computer learning about dropshipping scams,

First-Party Fraud Leads LexisNexis 2024 Scam Report by 36%

First-party fraud, also known as Friendly Fraud, accounted for 36% of overall scams in 2024, according to LexisNexis® Risk Solutions' annual Cybercrime Report. Titled "The…

This first party fraud scam involves this evil scammer holding a credit card.

6 Types of Credit Card Fraud and How to Prevent Them

Mastercard predicts the losses from credit card fraud will cost merchants a staggering $343 billion by 2027[footnote] Mastercard. “Ecommerce Fraud Trends and Statistics Merchants Need…

A woman is terrified at the types of credit card fraud on her computer while a strange man watches her from the doorway.

Credit Card Skimming: What It Is and How Businesses Can Prevent It

Credit card fraud is a $10 billion industry, and credit card skimming forms a considerable part of this booming business. [footnote] Business.com. “Credit Card Fraud…

A thief engaged in credit card skimming at an ATM.

Card Not Present Fraud: What It Is and How to Protect Your Business

Accounting for 73% of all credit card fraud, card-not-present (CNP) fraud poses a significant and costly threat to merchants. [footnote]eMarketer. “Card-not-present fraud to make up…

Merchant in front of computer, holding a credit card, dealing with card not present fraud
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