Understanding Merchant Account Reserves for 2025
Merchant account reserves are an essential element of the payment processing industry, as they help to ensure the security and stability of both merchants and…
High Risk
A high-risk business is any business that operates within an industry that is considered risky or unsafe. Any business that has a higher than average risk of financial failure may be considered high risk, which depends on factors like location, industry type, local culture, and the age of the business.
Learn everything you need to know about navigating your high-risk business. From understanding how banks deal with high-risk businesses to learning how to stay off the MATCH list, utilize our resources and stay prepared for the road ahead.
Most Recent High Risk Articles
Understanding Up-Front Reserves as a High-Risk Merchant
Before providing payment processing services to a business, a financial institution may request an up-front reserve. While there are several different types of reserves, businesses…
Understanding Capped Reserves as a High-Risk Merchant
If you manage a high-risk business in today's market, capped reserves are important to understand. While often viewed in a negative light, reserves can actually…
High-Risk Merchant Accounts with Instant Approval: Do They Exist?
Lofty promises of instant approval for a high-risk merchant account sound good—maybe too good to be true? High-risk businesses face stricter underwriting standards, thus longer…
WooCommerce High-Risk Payment Gateway & Merchant Account
Many merchants utilizing WooCommerce for their online store must integrate a payment gateway with their high-risk merchant account to effectively initiate their eCommerce payment processing.…
What Is a High-Risk Transaction? A Full Breakdown with Examples
High-risk transactions include any credit card payment associated with an elevated possibility of financial loss. Because they come in many forms, it can be difficult…
Your Guide to High-Risk Merchant Account Fees & Rates in 2025
Intended to offset the financial exposure associated with servicing high-risk businesses, high-risk merchant account fees are typically more costly than traditional merchant account fees. And…
How to Sell Glass Pipes Legally & Start an Online Smoke Shop
Starting a smoke shop comes with its own set of risks and legal considerations. Adding an online component to your business can introduce additional steps…
Venmo Payment Declined? Why It Happens and What to Do
In the event of a Venmo payment decline, it can be difficult to pinpoint the underlying issue preventing the payment from going through. When you…
PayPal Money on Hold? What to Do When Paypal Limits Your Funds
As one of the most widely used payment systems in the world, the all-too-common event of PayPal money on hold, or "frozen funds," is an…
