author photo: Caroline McMullen

Caroline McMullen

Caroline is a writer and editor based in Los Angeles, CA. She has been working in the writing sphere for the last five years, covering everything from breaking news to lifestyle features, and now digital payments. Caroline previously served as the Marketing Coordinator at PaymentCloud, a merchant services provider that offers hard-to-place solutions for business owners across the nation.

Featured Articles From Caroline McMullen

Reviewing Error Codes: What Does Error Code 28 Mean?

It's possible that when you are running a credit or debit card, you'll receive error code 28. While credit card payment processing makes life a…

How to Deal With a Hold Code 43

When you run a credit or debit card, you may come across hold code 43. When a credit card transaction does not go through, the…

Hold Code 41: Lost Card

As you are ringing up a customer, you may come across hold code 41. Accepting payment is the final step on a merchant’s way to…

Deciphering Your Hold Code 07

Hold code 07 is a common terminal message you may receive when accepting credit card payments for your business. Many customers prefer to complete their…

How to Clear Payment Decline Code 93

If you're running a credit or debit card, you may come across decline code 93. When a transaction cannot go through, a terminal will return…

Decline Code 65: What Does It Mean?

When you are accepting credit and debit cards, you may come across decline code 65. If you get a decline code when processing a credit…

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