author photo: Kelsey Dykstra

Kelsey Dykstra

Kelsey Dykstra is a freelance writer based in Vista, CA. She has been blogging for over ten years and writing her whole life. Kelsey has a B.A. in both English and Writing from Grand Valley State University. Originally from Michigan, this warm weather seeker migrated to Southern California. She enjoys writing her own fictional pieces, reading a variety of young adult novels, binging on Netflix, and of course soaking up the sun.

Featured Articles From Kelsey Dykstra

R42 ACH Return Code: Routing Number or Check Digit Error

As a business owner today, an understanding of Automated Clearing House (ACH) payments is essential, especially as they continue to rise in popularity. In 2021,…

R43 ACH Return Code: Invalid DFI Account Number

Occurring daily in the United States, Automated Clearing House (ACH) payments are a cost-effective, secure, and convenient payment method. Both consumers and businesses are utilizing…

What Is a Credit Card Account Updater and How Does it Work?

Credit cards change quite regularly with customer upgrades, expirations, data leaks, and fraud detection. If you don’t have the latest customer data in your system…

13 Tips to Get the Cheapest Credit Card Processing for Small Businesses

For many small business owners, credit card processing fees are a powerful blow that cuts into profits. With cash transactions declining, we are starting to…

R41 ACH Return Code: Invalid Transaction Code

Automated Clearing House (ACH) payments are a form of bank-to-bank electronic funds transfers only available to United States-based financial institutions. Compared to other payment methods,…

R40 ACH Return Code: Return of ENR Entry

Accounting for 29.1 billion payments valued at $72.6 trillion in 2021, Automated Clearing House (ACH) payments are one of the leading electronic payment methods available…

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