High Volume

High volume credit card processing services are available to merchant who complete a either a high number of transactions or large gross volume on a monthly basis. These solutions allow you to process a large number of transactions securely and affordably on a monthly basis. Busy merchants require more safeguards, efficient processing, and consistent fees..

There are a number of companies that require competitively priced merchant solutions specifically created to handle heavy transaction volume. Merchants that manage monthly or subscription fees are more likely to require these services. Companies that operate in the ecommerce industry benefit from specialized merchant processing solutions..

The typical merchant account has a processing threshold that you can’t exceed in a given month. This means that you will jeopardize the merchant account if your transaction volume exceeds a certain dollar amount allotted to you from the start. If you find that you are constantly being assessed ridiculous fees for reaching a transaction limit, you should talk to us about high volume merchant solutions.

There are many advantages to getting a high-volume merchant account with PaymentCloud. There may be funding holds imposed by your current company that could be avoided if you transitioned to a merchant account provider that focuses on high volume accounts. You shouldn’t be subject to a bank holding the majority of the funds that exceeded the monthly processing limit. Additionally, you may be exposed to fraud risks as you process a higher number of transactions in a given month. With a PaymentCloud account, you can avoid some of these risks as there are more safeguards and PCI compliant technologies in place to protect you from chargebacks caused by fraudulent activities. PaymentCloud also offers chargeback mitigation tools and procedures that will cut down on losses and keep your account open longer. Software programs like QuickBooks, SAP and JD Edwards are all easily integrated with many of the available high-volume merchant processing solutions.

Most merchants are able to qualify for the high-volume services if they meet a few criteria. A low chargeback rate under 3 percent is typically a requirement in addition to financials strong enough to support the requested amount. For instance, if you are currently processing to the tune of $100,000/mo and we request $150,000/mo it’s not out of line. However, if we were to request $800,000/mo the processing history would be insufficient to request that amount and the underwriters would lower the amount provided.

A good starting point is usually a thorough assessment of your current transactions. You need to review your fees and compare them against potential savings available when you have a merchant account. Chances are if you exceed your transaction limit every month, you need to consider getting a high-volume merchant account. Our trained account executives would be more than happy to provide a side by side savings comparison.

Full-Service Merchant Services

PaymentCloud is a full-service ISO dedicated to providing innovative solutions and unparalleled customer service. The merchant services field is antiquated to say the least; we aim to break out of the status quo. Our suite of innovative services was built to save you time and money.

Quick Deposits

As a business owner, you should never have to wait for access to your hard-earned capital! This is the reason PaymentCloud offers next day funding for ALL card types. We understand that merchants have bills to pay and need funds to run a successful business on a daily basis, so we do not make you wait to access your funds.

Next day funding benefits…

  • Businesses that process the bulk of transactions in the evening
  • Businesses located on the West Coast
  • Merchants who process heavy volume during the weekend
  • Businesses that have daily or weekly expenses like weekly payroll, restocking inventory and shipping costs

Your business already earned the money, so you shouldn’t have to wait for it! Contact PaymentCloud today to learn more at 1-800-988-2215.

Innovative Technology

PaymentCloud is an industry leader in product innovation and cutting-edge technology. We provide our merchants with payment processing solutions customized to their businesses types. Our terminal selections include the latest in EMV Smartchip technology, wireless options, countertop devices, and PIN Pad options.

We also offer mobile processing hardware and applications, tablet POS systems, and our secure online payment gateways. Your account executive will assess the needs of your business and set you up with the solution that best fits your needs.

Dedicated Account Rep

At PaymentCloud, customer and technical support are aspects of the business that we take seriously. Each of our account representatives is rigorously trained in merchant services, product specifications, pricing structure, and technical support. When you set up your account with PaymentCloud, you will be assigned one of our expert account representatives who will set you up with everything you need to process with us. Our customers’ needs and success are our first priority.

Your account representative will:

  • Assist you with filling out your application, which will help you get approved quickly
  • Walk you through setting up your equipment or electronic processing software
  • Go over pricing structure and Visa/MasterCard rates and fees
  • Notify you when industry and/or security updates arise
  • Provide you with personalized customer service when you need it and contact us

Competitive Rates

PaymentCloud is proud to offer competitive rates for payment processing services, including highly affordable equipment leases for terminals that accept swiped credit cards and keyed-in transactions. We’ll work with you and compete with other processors to give you our most affordable rates. We even offer FREE rate comparisons to show just how much you save.

Call a PaymentCloud account executive at 1-800-988-2215 to learn more about our low rates.