Cigars & Tobacco

E-commerce has greatly benefited the tobacco industry by facilitating more cost-effective online sales within an industry that is gradually being choked by taxes and regulatory initiatives. As an online tobacco merchant, you may be relying on the benefits of e-commerce to keep your business growing. But how are you doing with merchant services, like credit card processing?

In the years since PaymentCloud has been in business, we haven't observed many other industries with the same kind of challenges faced by online tobacco retailers. Not only is the tobacco industry highly regulated, financial institutions are reluctant to get involved in the retail tobacco sector due to the risks involved. That means merchants like you sometimes struggle with the ability to accept credit card payments online. Well, no more. PaymentCloud is the answer.

We specialize in assisting high risk businesses with reliable, affordably priced merchant services. We believe every legal business deserves an equal opportunity to compete in the e-commerce marketplace. That includes retail tobacco. Our goal is to offer those opportunities on a level playing field to every e-commerce tobacco retailer who wants to be able to accept online credit and debit card payments.

Perhaps you have attempted to walk into your local bank and set up a merchant account for your online tobacco enterprise. If so, you were probably turned away by the customer service representative who attempted to help you. Why were you turned away? Because it's probably against your bank's official policies to offer merchant accounts to tobacco sellers. The problem with online tobacco sales is regulation. While there are very strict federal and state laws governing how tobacco can be sold in brick-and-mortar stores, the regulations covering online sales are considerably less stringent. In some states, those regulations can even be ambiguous to the point of being practically unenforceable.

The difficulty traditional financial institutions face is not knowing how the patchwork of federal and state regulations affects them. They don't want to get involved with providing merchant services to online tobacco retailers for fear that the regulations could come back to bite them down the road.

Here at PaymentCloud, the risk doesn't bother us. We are a company built on providing merchant services to high risk merchants in a variety of industries. We are fully confident in our ability to provide you with secure, affordable, and reliable credit card processing using the latest technologies. We welcome your business even as others might turn you away.

If you are an online tobacco seller looking to get started with credit card payments, your first step is contacting us via phone or our online contact form. One of our highly trained customer service specialists will walk you through each of our services including our pricing, the setup process, and integration. Every PaymentCloud customer is offered the latest credit card processing equipment at reasonable rates. We back up that equipment with a dedicated account representative who is always on hand to answer questions and solve problems. Finally, we tie everything together with an affordable pricing structure that enables our customers to take advantage of merchant services without breaking the bank.

Your business deserves every opportunity to succeed in the e-commerce marketplace. We can help make it happen with the modern merchant services you need. Contact us right away to learn more about our services and equipment and, if you're ready, set up your PaymentCloud merchant account. We are standing by to help your business succeed.

Full-Service Merchant Services

PaymentCloud is a full-service ISO dedicated to providing innovative solutions and unparalleled customer service. The merchant services field is antiquated to say the least; we aim to break out of the status quo. Our suite of innovative services was built to save you time and money.

Quick Deposits

As a business owner, you should never have to wait for access to your hard-earned capital! This is the reason PaymentCloud offers next day funding for ALL card types. We understand that merchants have bills to pay and need funds to run a successful business on a daily basis, so we do not make you wait to access your funds.

Next day funding benefits…

  • Businesses that process the bulk of transactions in the evening
  • Businesses located on the West Coast
  • Merchants who process heavy volume during the weekend
  • Businesses that have daily or weekly expenses like weekly payroll, restocking inventory and shipping costs

Your business already earned the money, so you shouldn’t have to wait for it! Contact PaymentCloud today to learn more at 1-800-988-2215.

Innovative Technology

PaymentCloud is an industry leader in product innovation and cutting-edge technology. We provide our merchants with payment processing solutions customized to their businesses types. Our terminal selections include the latest in EMV Smartchip technology, wireless options, countertop devices, and PIN Pad options.

We also offer mobile processing hardware and applications, tablet POS systems, and our secure online payment gateways. Your account executive will assess the needs of your business and set you up with the solution that best fits your needs.

Dedicated Account Rep

At PaymentCloud, customer and technical support are aspects of the business that we take seriously. Each of our account representatives is rigorously trained in merchant services, product specifications, pricing structure, and technical support. When you set up your account with PaymentCloud, you will be assigned one of our expert account representatives who will set you up with everything you need to process with us. Our customers’ needs and success are our first priority.

Your account representative will:

  • Assist you with filling out your application, which will help you get approved quickly
  • Walk you through setting up your equipment or electronic processing software
  • Go over pricing structure and Visa/MasterCard rates and fees
  • Notify you when industry and/or security updates arise
  • Provide you with personalized customer service when you need it and contact us

Competitive Rates

PaymentCloud is proud to offer competitive rates for payment processing services, including highly affordable equipment leases for terminals that accept swiped credit cards and keyed-in transactions. We’ll work with you and compete with other processors to give you our most affordable rates. We even offer FREE rate comparisons to show just how much you save.

Call a PaymentCloud account executive at 1-800-988-2215 to learn more about our low rates.

Complete payment processing solutions for thousands of clients nationwide