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PaymentCloud is a preferred partner of Authorize.net and we are proud to offer their services, solutions, and scalability to your business.
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Online Payment Gateway

Online Payment Gateway vs. Virtual Terminal

There are two different payment channels that a lot of new business owners confuse: payment gateways and virtual terminals. Although often used interchangeably, they are actually quite different in their function.

The gateway is the channel for a transaction to be fully processed and funds paid out, whereas a virtual terminal connects to an online payment gateway and provides a back-end form for the merchant to input a customer’s payment information. Virtual gateways are utilized for MOTO (Mobile Order/Telephone Order) orders where the merchant is manually inputting a credit or debit card. But many times businesses prefer to be set up with both abilities for online and back-end processing.

What happens during a transaction using a payment

Payment gateways complete transactions through HTTPS protocol. It transmits privileged information securely and enables real-time payments online. The solution assesses a small fee for each transaction being completed online.

transaction using a payment gateway

The Authorize.net payment gateway is available 24/7 for the merchant’s convenience. This means that companies can securely manage customer transactions online with minimum exposure to fraud risks. All transactions can be monitored by a specialized log in a secure interface. Within this interface, you can configure account settings, review transaction history, and develop reports.

What are the advantages of having an
Authorize.net Payment Gateway?

All of the necessary transactions can be performed without any specialized software. The solution can be customized to meet specific website needs. As a merchant, you want to be able to accept payments around the clock online in a secure environment, and our solution allows you to do just that. With our solution, you can avoid duplicative transactions, which result in expensive chargeback fees. You can manage, report, monitor and verify all credit card transactions completely online within one solution.

Our Authorize.net payment gateway solution is available to merchants who want to create a safe, PCI compliant solution for their customers. The secure environment provided is easily implemented and is especially designed to minimize risks of fraud. The cost-effective solution can be customized to fit the needs of the merchant and any website requirements.

Full Service Solutions



Do you need to transfer cardholder data from another merchant account and don’t know the first step? PaymentCloud will help with the entire migration of recurred billing subscriptions onto the new gateway, that way your business doesn’t miss a beat.



Do you have an extensive site with custom needs, or an application that needs custom payment integration? Ask us about the developer toolbox with open API. We also have ready-to-go plugins for popular platforms like Shopify and WooCommerce.

Let us Take Care of You

Apply in 3 Easy Steps

Get in contact with us, fill out the application, and confirm the integration to take advantage of our superior services for your virtual shopping cart.

Integration is Simple

We utilize personalized API’s or take advantage of existing integrations so that your transactions are fast and secure through your shopping cart online.

The Lowest Rates Around

Every business should be able to get up and running with the lowest rates available. See how much PaymentCloud can save you.