Factory Loans

PaymentCloud is proud to offer factory loan solutions to our merchants. We understand the importance of having a reliable and affordable funding option for manufacturers like you. Our team is dedicated to providing you with:

  • Flexible repayment terms
  • Quick approvals
  • Easy application
  • Simple process
  • Limited documentation
  • Friendly merchant support

I was able to get approved and funded within 24hrs. This allowed me to continue operating my business when I needed cashflow the most.

Andi Gill
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Don’t miss outDon’t miss out! The application with our trusted funding partner takes less than 5 minutes to complete.

Why Do Manufacturers Need Factory Loans?

Factory loans can provide the funds that manufacturers need to keep their operations running smoothly. Common reasons why manufacturers may need to take out factory loans include:

Financing secured for our clients

$100,000,000+

Financing secured for our clients

DBusiness we’ve helped grow

10,000+

Business we’ve helped grow

Lending Experience

35 years

Lending Experience

Average funding time

24 hrs

Average funding time

Types of Business Financing for Manufacturers & Factories

When it comes to financing a factory or manufacturing business, there are a number of loan options available. The type of loan that is best for your business will depend on a number of factors, including the size of the business, the amount of money you need to borrow, and your ability to repay the loan.

SBA loans

SBA loans:

The Small Business Administration (SBA) is a United States government agency that provides support to businesses and entrepreneurs. SBA loans are designed to help small businesses with start-up costs, expansion costs, or working capital.

Equipment financing

Equipment financing:

Equipment financing is a great option if you don't have the cash on hand to buy the equipment outright. This type of loan is secured by the purchased equipment.

Business lines of credit

Business lines of credit:

Business lines of credit can provide your business with the financial flexibility it needs to grow and succeed. This type of financing is revolving, meaning that businesses can borrow up to their credit limit and then repay the funds as needed.

Invoice financing

Invoice financing

Invoice financing allows companies to borrow against the value of their outstanding invoices. The loan is typically repaid with the proceeds from the invoices, although other repayment methods may be used.

Term loans

Term loans:

Term loans are one of the most popular types of loans among small businesses. A term loan is a lump sum of money that is repaid over a set period of time, typically two to five years. This loan makes it easier to budget and manage cash flow because the interest rate on a term loan is typically fixed and monthly payments are predictable.

Working capital loans

Working capital loans:

Working capital loans can be a great way to get the funding your business needs to grow and expand. These loans are typically used to finance inventory, pay for marketing and advertising expenses, or cover other short-term operational costs.

Benefits of Work Factory Loans

If you are thinking of starting or expanding your business, a work factory loan could be the perfect solution for you. There are a number of benefits that come with taking out a factory loan. Some of the most notable benefits include the following:

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Tip:
In fact, many banks will have high credit score requirements that cannot be altered. We're here to provide a solution to your factory financing needs.

Recently Funded Businesses

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$40K

Working Capital

Transportation Company

$175K

Bridge Loan

Manufacturer

$15K

Merchant Cash Advance

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$70K

Line of Credit

PPE Wholesale

Why Choose PaymentCloud for Manufacture Financing?

We understand the unique challenges that manufacturers face, and we have the experience and resources to help you succeed. You can count on PaymentCloud to provide the reliable business financing options you need to keep your business moving forward.

Fast funding

Fast funding

Time is of the essence when it comes to production, and we can provide the funds you need to keep your business running smoothly.

Competitive rates

Competitive rates

We offer competitive rates that are designed to fit within your budget and your business type.

Simple application process

Simple application process

With just a few clicks, you can complete our online application and receive a decision in 24 hours.

Limited documentation required

Limited documentation required

You may not have a lot of time to fill out extensive paperwork, so we've streamlined our process to require only the essentials.

Flexible terms

Flexible terms

Business funding can be a complex and daunting process, but with PaymentCloud, you can get the funding you need to take your business to the next level. Contact us to find out more about our flexible loan terms.

Multiple loan approval

Multiple loan approval

You can easily compare different loan options and find the ones that best meet your needs with our comprehensive business funding solutions.

Get Started With PaymentCloud

Get started now with manufacturing financing. Apply and we can help you secure funds instantly!

Business Loans for Manufacturers: FAQs

To help you make the best decision, here are answers to some frequently asked questions about business loans for manufacturers.

  • How can I qualify for factory financing?

    Applying for a manufacturing loan can be a daunting task, but it doesn't have to be. There are a few key things you need to know in order to be approved for factory financing. In order to qualify, you will need:

    • A business credit score above 550
    • Proper financial statements required by the lender
    • Basic business information
    • A business plan
    • Collateral (if applicable)

    If you can demonstrate all of these things to potential lenders, then you should have no problem qualifying for a factory loan.

  • How do factory loans work?

    Factory loans are a type of financing that is typically used to upgrade industrial equipment or manufacturing operations. Sometimes the loan is secured by the equipment itself, which means that the lender has a claim on the equipment if you default on the loan.

  • What is the best financing option for a factory?

    The best financing option for a factory will vary depending on the specific needs of your business. You will want to choose one that meets your needs and offers favorable terms. You can do this by comparing multiple loan approvals.