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Travel & Timeshare Merchant Account

Here at PaymentCloud, we’ve partnered with all types of travel and timeshare businesses—from large enterprises to small startups.

We know that it can be difficult to secure a travel agency merchant account, so we’ve made the process easy for you.

  • Quick Approval Process
  • High-Risk Industry Support
  • Chargeback Protection
  • Diverse Integrations
  • Travel Industry Expertise
  • Competitive Processing Rates
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How to Get a Travel Merchant Account

In order to accept various payment methods such as credit cards and debit cards, it is necessary for a business to have a unique bank account called a merchant account.The good news is that obtaining a merchant account for your travel agency business is a simple process. Just fill out our contact form and a representative will contact you

Your dedicated account manager will review your business details and provide recommendations on the most suitable payment solutions for your operations. Once you have decided which solution to use, your account manager will customize and secure it for you. After approval, you can begin processing payments within a day.

luggage, plane, globe, and credit cards representing travel agency merchant account

Types of Travel Businesses We Support

  • Travel Agencies
  • Tourism Activity Businesses
  • Timeshare Businesses
  • Cruises
  • Souvenir Shops
  • Short-term Rentals
  • Transportation Services
  • Resort Packages
  • Vacation Rentals
  • Bed and Breakfast Businesses
  • Travel Marketing Firms
  • Vacation Clubs

Jump to a Section

  • What Is Required for Travel Agency Merchant Accounts?
  • Travel & Timeshare Merchant Account Types
  • Benefits of Payment Processing for Vacation Rentals & Timeshares
  • Travel Agency Merchant Account Integrations
  • Why Choose PaymentCloud for a Travel Merchant Account?

What Is Required for Travel Agency Merchant Accounts?

At PaymentCloud, we prioritize a streamlined application process — we want to remove the hassle of applying for a merchant account! Let's explore the general documents you’ll need for a travel application below:

  • Government-issued identification
  • Voided check
  • ARC bond or IATA certificate (for flight tickets only)

Please note: We may require prior processing history or bank statements for certain businesses.

Additionally, if you are selling online, your business's website must contain the following elements:

  • Contact information
  • Terms and conditions
  • Pricing page
  • Age verification
  • Refund Policy
  • Secure checkout page featuring card brand logos
  • Cancellation Policy
  • Privacy Policy

Travel & Timeshare Merchant Account Types

No matter what type of travel or timeshare business you own, offering multiple payment channels to your customers provides complete convenience. At PaymentCloud, we help our merchants access all kinds of merchant services. Let's explore the different payment methods we facilitate:

Online

Digital payments have become increasingly popular amongst consumers, meaning your travel business cannot ignore online payment opportunities. We offer online payment solutions with payment gateways that can integrate with most eCommerce platforms, making it simple to accept online payments. Additionally, our security-focused approach and fraud-prevention tools ensure that your business benefits from powerful chargeback protection.

Retail

While brick-and-mortar travel agencies are rare in the modern tourism realm, some travel businesses still operate in physical locations. If you want to combine online transactions with in-person payment processing, we can help. Our retail payment solutions make it easy for customers to pay for tours, rentals, and other travel services!.

Over the Phone

Lastly, accepting over-the-phone payments via a virtual terminal is essential to offer true convenience to your customers. These digital terminals make it easy to input a customer's credit card information over the phone or via email when the card isn't present at the time of a sale. Virtual terminals can be a simple way for your customers to pay without having to visit a brick-and-mortar location and are specifically beneficial to sales hotlines or custom services.

Benefits of Payment Processing for Vacation Rentals & Timeshares

If you have a travel business in today’s day and age and you haven’t partnered with a credit card processor yet, you may be financially limiting yourself. Let's explore the advantages of using payment processing for vacation rentals, timeshares, and other travel businesses:

Easier for upfront payments

If you’re providing any type of travel service to customers such as vacation rentals, timeshares or scheduled tours, it's always best to receive payments upfront. Not doing so will expose your business to cancellations without notice and other issues that can impact your revenue. Payment processing makes accepting card payments upfront easy as it's the best way to ensure that your customer has the money to cover your services.

Secure

If you’re a high-risk travel merchant, ensure that you use payment tools with increased security measures. Modern payment processing services benefit from various chargeback protection programs, fraud prevention resources, and more.

Travel-focused credit cards

Many credit card issuers provide travel incentives to their cardholders. If you want to prioritize travel-focused consumers, accepting credit cards is vital. Whether it's used for accessing travel insurance, accumulating air miles, or benefiting from other credit card travel perks, travelers love using their credit cards for tourism-related expenses!

Travel Agency Merchant Account Integrations

At PaymentCloud, we understand the importance of integrating with third-party booking platforms. Whether you want to take advantage of our payment gateway solution, we can help. Let's explore some of our popular gateway integrations below:

  • Authorize.net
  • NMI
  • USAePay
  • Braintree
  • Cybersource
  • Fluidpay

Why Choose PaymentCloud for a Travel Merchant Account?

It’s wise to choose a merchant account provider that has experience with travel-based businesses and that can support the extended fulfillment times. Most processors don’t allow future bookings of services especially when it extends out for months as there is an increased likelihood of cancellations or even worse, chargebacks. At PaymentCloud, we provide merchant accounts and other payment tools to travel and timeshare businesses throughout the United States. We make it simple to accept credit cards, debit cards, and other digital payments, and we work closely with tourism clients to offer tailor-made solutions for their payment processing needs..

Let's explore each factor that makes PaymentCloud a top choice for travel and timeshare merchant accounts:

Affordable payment processing

At PaymentCloud, we prioritize affordable payment processing. We understand that travel businesses operate on thin margins, so we're here to ensure your payment processing doesn't cut into your profits. By offering reasonable, transparent processing rates to our merchants, we help them reinvest money back into their businesses.

Versatile products

Our assortment of products caters to versatile needs. Whether you need a merchant account (in person or online), business funding solutions, a card reader, ACH & eCheck payments, or any other payment solution, you'll find it here!

High-risk compatibility

We specialize in helping high-risk businesses access merchant services. We believe all entrepreneurs should be able to obtain high-quality payment processing solutions. This is why we’ve used our years of experience in high-risk industries to develop high-risk solutions that work. We're eager to help clients take their businesses to the next level who are normally turned away.

Streamlined application process

As a business owner in the travel industry, you can't afford to waste time on lengthy merchant account applications. Our streamlined application reduces the stress of applying for a new merchant account, so you can focus on the important things.

Industry-specific solutions

Lastly, we understand the unique needs of our travel and timeshare merchants. We're excited to provide industry-specific payment services to all of our clients. Whether you want to implement QR code payments to make it easier for your customers, or you need a custom payment gateway to match your business's branding, we're here to help you!

Ready to Talk?

Apply in as little as 5 minutes and you will receive a call from one of our trained representatives within 24 hours to get you set up with a travel or timeshare merchant account.

Here's What Our Merchants Say

Trustpilot

With a proud average of 4.8 stars across all review sites, PaymentCloud excels in solutions and support. But don’t take our word for it! Here’s what our merchants have to say:

Michelle P.

PaymentCloud was great! They are very communicative and explain the process well. I’m approved and appreciative!

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Henry F.

Excellent Service and extraordinary, fast support!

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Paul B.

Staff was professional, pleasant, timely and efficient in setting up my travel agency business… a story with a perfect ending!

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