Online Pharmacy Payment Processing

Facing payment processing challenges in the high-risk online pharmaceutical sector? PaymentCloud specializes

in secure, compliant solutions. We streamline payment processing with expert support.

  • Secure Payment Processing
  • Varied Payment Methods
  • Streamlined Application Requirements
  • Quick Account Approval
  • Cutting-edge Payment Gateways
  • Seamless Integration Options
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Online Pharmacy Credit Card Processing

Credit card processing for online pharmacies enables the acceptance of various payment types, facilitating secure and efficient customer transactions.

Establish a merchant account to securely process card, contactless, and card-not-present (CNP) transactions for your online pharmacy.

graphic of pharmacy services

Credit card processing for online pharmacies enables the acceptance of various payment types, facilitating secure and efficient customer transactions.

Establish a merchant account to securely process card, contactless, and card-not-present (CNP) transactions for your online pharmacy.

Types of Online Pharmacies We Support

  • Subscription
  • Hybrid
  • Home Delivery
  • Telehealth
  • Mail Order
  • and many more!

Why is the Online Pharmacy Industry Considered High-Risk?

Selling online comes with challenges that make traditional payment processors hesitant. Here’s why the industry is labeled high-risk:

  • High chargeback rates: Chargebacks are common in the pharmaceutical industry. Any industry with a chargeback rate above 3% gets flagged as high-risk.
  • Fraudulent charges: The sheer size of the industry attracts more fraud, making banks cautious about processing these transactions.
  • Consumable products: Banks are wary of pharmaceutical products because customer expectations often lead to disputes when results don’t match promises.

Flexible Payment Solutions for Online Pharmacies

PaymentCloud supports high-risk merchants with a variety of payment solutions. Whether online or over the phone, we’ve got you covered. We also support in-person pharmacy transactions.

Payment Gateway

Using our top-shelf payment gateways, merchants running an online pharmacy can now process various transactions without issues.

Over the phone

Our best-in-class virtual terminals allow pharmaceutical business owners to seamlessly accept phone or email payments to their merchant account.

Recurring billing

Integrate a subscription billing option into your plan so customers won’t miss payments.

Online Pharmacy Credit Card Processing Fees

PaymentCloud offers competitive and transparent pricing tailored for high-risk online pharmacies, ensuring you receive cost-effective solutions without hidden fees.

Additionally, we provide free EMV-compliant terminals, enabling secure and efficient in-person transactions at no extra cost if you run a storefront operation.

Merchant Account Application Requirements

Typical documentation required for a online pharmacy merchant account, in addition to a signed application, is as follows:

Government-issued photo identification

Government-issued photo identification

Signed merchant application

Signed merchant application

Voided check or bank letter

Voided check or bank letter

Three months of bank statements

Three months of bank statements

Three months of processing statements

Three months of processing statements

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Information regarding your pharmacy business, including its products or services.

Merchants operating an online pharmacy may also need the following:

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Up-to-date certificate from NABP, or National Association Board of Pharmacies

OR

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LegitScript certification. Visit a PaymentCloud partner here for an exclusive 50% discount on the application fee for certification.

Why Choose PaymentCloud?

Navigating the complexities of payment processing in the high-risk online pharmacy industry requires a specialized partner. PaymentCloud offers tailored solutions to address the unique challenges faced by businesses in this sector.

Trusted High-Risk Payment Processing Providers

With years of experience, PaymentCloud understands the daily complexities that high-risk merchants face. From chargeback and fraud management to industry compliance, we have a solid track record of curating reliable processing solutions for high-risk businesses.

100+ Integrations

No matter what platform you use, our powerful suite of tools offers seamless integration with over 100 eCommerce and point-of-sale systems. Create a streamlined payment experience tailored to your business.

Cutting-Edge Payment Gateways

Our payment gateways are designed to help your business increase profits. We can help you accept payments easily online, over the phone, or with a recurring subscription model.

Chargeback Protection & Fraud Prevention

High volumes of chargebacks or fraud can lead to lost revenue, merchant account shutdown, and security risks. PaymentCloud provides advanced prevention tools to protect our clients and support them when disputing instances of “friendly fraud.”

Dedicated Account Managers

Our trained team of representatives is well-equipped to guide you through the onboarding process with a tailored payment plan. With transparency and advanced industry knowledge, our account managers can get your business accepting payments ASAP.

Ready to Talk?

Secure a compliant, high-risk merchant account—apply now and start processing payments confidently.

What Our Merchants Say

With a proud average of 4.8 stars across all review sites, PaymentCloud excels in solutions and support. But don’t take our word for it! Here’s what our merchants have to say:

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