Plastic and Cosmetic Surgery Credit Card Processing
Whether you’re a plastic or cosmetic surgeon, you give patients the confidence to look and feel their best.
Let PaymentCloud provide the confidence you need to be the best in your industry. We provide cutting-edge credit card processing for cosmetic and plastic surgeons nationwide.
PaymentCloud focuses on providing white-glove merchant services.
- Secure Payment Processing
- Simple Application Requirements
- Expedited Account Approval
- Cosmetic and Plastic Surgery Expertise
- Extensive Suite of Payment Solutions
- Seamless Integration Options
How Does Payment Processing Work for Cosmetic Surgeons?
One of the most challenging parts of the medical profession is handling administrative work like scheduling and accepting payments. Fortunately, PaymentCloud handles credit card processing for cosmetic surgeons, so you can focus on your practice and patients. With our merchant account services, we provide the technology needed for payment processing from state-of-the-art POS terminals from the most trusted brands, like PAX, Dejavoo, and Ingenico virtual terminals, to online payment processing.
To benefit from cosmetic surgery payment processing, simply sign up for a merchant account by filling out our contact form. A dedicated account manager will get in touch to learn the details of your business. The account manager will guide you on which payment solution best suits your practice’s needs. They’ll take care of setting up custom solutions and integration and can handle any issues that arise.
If you think you’re currently overpaying for payment processing, simply upload your most recent processing statement. Within 24 hours, we’ll show you exactly how much you can save.
One of the most challenging parts of the medical profession is handling administrative work like scheduling and accepting payments. Fortunately, PaymentCloud handles credit card processing for cosmetic surgeons, so you can focus on your practice and patients. With our merchant account services, we provide the technology needed for payment processing from state-of-the-art POS terminals from the most trusted brands, like PAX, Dejavoo, and Ingenico virtual terminals, to online payment processing.
To benefit from cosmetic surgery payment processing, simply sign up for a merchant account by filling out our contact form. A dedicated account manager will get in touch to learn the details of your business. The account manager will guide you on which payment solution best suits your practice’s needs. They’ll take care of setting up custom solutions and integration and can handle any issues that arise.
If you think you’re currently overpaying for payment processing, simply upload your most recent processing statement. Within 24 hours, we’ll show you exactly how much you can save.
How Does Insurance Play a Role in Cosmetic Surgeries?
Plastic and cosmetic procedures coverage varies between insurance companies. However, if the procedure is elective, it may not be covered. Still, there are some cases where emergency surgeries or preventive care are considered medically necessary. Some procedures that may be covered by insurance under certain conditions include:
- Tonsillectomy
- Breast Reduction or Reconstruction
- Rhinoplasty
- Skin Removal
- Blepharoplasty
- Skin Graft
Even if the patient’s insurance includes these procedures, it may not cover the entire cost. A patient with a high deductible is likely to have a significant copay, and they’ll have to pay out of pocket. The average deductible for employed individuals is around $2,825. Only insurance plans that are ACA-compliant, meaning those offered through public, government-subsidized marketplaces, have to cover the medically necessary surgeries you might offer.
Non-ACA-compliant plans don’t need to pay for these, and the ACA does not mandate insurance plans to cover cosmetic surgery procedures.
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How Your Customers Can Pay for Their Plastic Surgery
Since the amount patients have to cover can run quite high, we enable you to accept a variety of copay financing options. Our merchant accounts make it easy for you to accept copay payments without issue.
Credit Cards
After you set up a merchant account, you can start processing credit cards from anywhere. You can accept cards in person with any of our state-of-the-art terminals from the most trusted brands, like PAX, Dejavoo, and Ingenico. You can also take payments through mobile solutions or online. The benefits of processing cards with PaymentCloud include digitally trackable transactions, chargeback and fraud protection, full PCI compliance, securely encrypted transactions, and access to a global customer base, among others.
Point of Sale Financing
If patients can’t or won’t use credit cards, they still have financing options. Point-of-sale financing is offered through companies like Affirm, Afterpay, and Klarna. From the merchant side, the lender will pay you for the procedure. The patient will then pay back the lender through regular payments, similar to a credit card. Your office will present the plan at the point of sale for a quick and efficient transaction process. Your patients may also save money this way since these lenders charge less in fees and rates than typical creditors.
Health Financing Cards
Patients may use health financing cards like Care Credit, a credit card dedicated to covering these exact types of medical expenses, to finance the payment. And if you’re wondering if Care Credit covers cosmetic procedures, they do! Our merchant accounts make it easy for you to accept copays without issue.
Processing Fees and Pricing Models that Apply to Cosmetic Surgeons
While credit card processing for cosmetic surgeons allows you to easily accept a wide variety of payments quickly and without hassle, it does come with costs. The interchange fees charged to accept credit card payments typically range from 1.5% to 3.5% per transaction. Medical practitioners often pay the higher end of these fees.
You can offset processing fees with our zero-cost credit card processing program. Also known as surcharging, this pricing model allows you to pass the credit card processing fees on to the customer as a surcharge added to the original price. This helps lower your costs and keep revenue. Keep in mind that laws regarding surcharging can vary.
A cash discount program, also known as dual pricing, can also be implemented. With this pricing model, instead of adding an extra charge for a credit payment, you charge the original price for services but offer a discount for paying cash. This incentivizes patients to forgo paying with a credit card and instead pay with cash, eliminating your processing fee.
What Is required for Cosmetic Surgery Payment Processing?
The standard documentation required to obtain cosmetic surgery credit card processing is as follows:
Government-issued photo identification
Signed merchant application
Voided check or bank letter
Three months of bank statements
Three months of processing statements
Proof of medical license
Key Features of Plastic Surgery Merchant Services
The right merchant services provider can offer substantial benefits for cosmetic and plastic surgeons. The solution can be used as a financial tool tailored to meet the needs of your practice and patients.
PaymentCloud works to craft a strategy right for you. Our robust payment service options allow your office to accept a variety of payment forms using the most advanced payment methods available on the market today. We also provide robust month-end reporting to help you gain key insights into your practice’s financial performance.
Why Choose PaymentCloud?
Choosing the right credit card processing partner is important to help you reach your financial goals and achieve greater operational efficiency. PaymentCloud stands out as the best choice for payment processing for cosmetic surgeons, providing a comprehensive solution that will perfectly align with your practice's unique needs. With PaymentCloud, you’ll receive ongoing support, HIPAA-compliant credit card processing, PCI-compliant credit card processing, low rates, and quick approvals.
If you work with PaymentCloud, you’ll have the ability to accept payment forms like:
- Debit and credit cards
- Digital wallet payments (like Apple Pay and Samsung Pay)
- ACH payments
Seamless Integrations With Tools You Know
Ready to Talk?
Apply in as little as 5 minutes, and you will receive a call from one of our trained representatives within 24 hours to get you set up with plastic surgery merchant services.
What Our Merchants Think
Let’s hear a few!
With a proud average of 4.8 stars across all review sites, PaymentCloud excels in solutions and support. But don’t take our word for it! Here’s what our merchant had to say:
Lauren J.
“PaymentCloud has exceptional service and was effortless to get set up for my small business…Looking for a company to be able to trust with payment processing as a small business owner is so imperative these days, I feel I have nothing to ever worry about and their customer service team is always available without long hold times. I highly recommend PaymentCloud to anyone looking for a payment processor!”
Marilyn K.
“PaymentCloud is fantastic! They have a great Team of Professionals, who make dreams come true! Wow…I'm so excited with the service I received, and I want the whole wide world to know!!! I highly recommend this company, and I give them five stars for efficiency, and knowledgebility in providing their services are unsurpassed! Excellent! Excellent! Excellent! Thanks you all so much for all your help.”
Faraz H.
“I recently set up my e-commerce shop and needed a reliable payment processing service. PaymentCloud exceeded my expectations with its seamless integration and top-notch security features…Thanks to PaymentCloud, my store now has a fully functioning payment system that works flawlessly. I highly recommend PaymentCloud to any business looking for a dependable and efficient payment solution!”
